Commission baccarat involves a 5% fee on winning Banker bets, offering a lower house edge on the Banker bet (about 1.06%). In no-commission baccarat, no fee is charged on winning Banker bets, but a Banker hand totaling 7 is a push. The absence of commission is balanced by a slightly higher Banker bet house edge (around 1.24%). The choice between them depends on your preference for lower house edge versus avoiding commissions.

You've provided a thorough analysis of the choice between commission and no-commission baccarat. Indeed, the decision depends on various factors and personal preferences. The lower house edge of the Banker bet, coupled with potentially higher payouts, makes it an attractive option for many players. In commission baccarat, the 5% commission on winning Banker bets is offset by the lower house edge. On the other hand, no commission baccarat may offer additional side bets or bonuses to compensate for the lack of commission, adding excitement and variety to the game. However, it's important to understand the odds and potential impact on your overall gameplay when considering these side bets. It's always advisable to play responsibly and within your means, regardless of the baccarat variant you choose.