Based on my experienced, mostly is Banker but there are three possible outcomes: the player's hand wins, the banker's hand wins, or there is a tie. Statistically, the banker's hand has a slightly higher chance of winning compared to the player's hand. This is because the rules of the game give the banker a small advantage. However, it's important to note that the advantage is marginal, and the difference in winning frequency between the two hands is not significant enough to rely on as a consistent betting strategy. Baccarat is primarily a game of luck, and the outcome of each hand is determined by chance rather than any predictable pattern.