Learn how to play a game of Baccarat, also popular as Punto Banco,. It is a card game played at casinos. What makes this game unique is the odds close to 50-50 for a player to win and a very low house edge, only 0.8%. The banker has a house advantage of 1.17% The player has a house advantage of 1.36% Learn baccarat rules and test it in baccarat simulator online for free.
General rules: you may bet on either hand. Bets must be placed on either the "Player" or "Banker". The hand that comes closer to 9 wins.
Cards Value
Tens and face cards all are worth 0 points; all other cards are worth their face value, with the ace worth 1 point. If a total is equal or more than 10, the value of the hand id decreased by 10 (in other words, the second digit is the value of the hand). For example, a 8 and a 6, which total 14, make up a 4 point hand. A 10 and an Ace (1) make up a 1 point hand.
In order to win, your bet must be on the hand that totals closer to 9.
Betting and Cards Dealing
1. The bets are placed on the table before 4 cards are dealt: 2 cards for Player side and 2 cards for Banker side. The player has to do is decide which hand might win, and then bet on it. After dealing cards is it not possible to change the bet.
2. Cards are delt in order: 1 card Player, 1 card Banker, 1 card Player, 1 card Banker.
3. Depending on the result of the hand additional cards can be dealt. The hand rules are:
When Player or Banker score is 8 or 9 - it is called "natural" and no more cards are dealt. The side which is closest to 9 wins.
If the Player and Banker has the same score - it is called "Tie", neither Banker or Player wins. No commission is charged (you can bet on Tie as well).
Rules: Player
| When Player's first 2 cards total | 0-1-2-3-4-5 | Draw a card |
| 6-7 | Stands | |
| 8-9 | Natural. Neither hand draws |
Rules: Banker
When the Player stands on 6 or 7, the Banker will always draw on totals of 0-1-2-3-4-5 and stand on 6--8-9.
When the Player does not have a natural, the Banker shall draw on the totals of 0-1-2, and then observe the following rules:
| When Banker's first 2 cards total: | Draws when Player's 3rd card is: | Does not draw when Player's 3rd card is: |
| 3 | 1-2-3-4-5-6-7-8-9-0 | 8 |
| 4 | 2-3-4-5-6-7 | 1-8-9-0 |
| 5 | 4-5-6-7 | 1-2-3-8-9-0 |
| 6 | 6-7 | 1-2-3-4-5-8-9-0 |
| 7 | Stands | |
| 8-9 | Natural - neither hand draws | |
If the Player takes no third card Banker stands on 6.
The hand closest to 9 wins.
All winning bets are paid even money, just winning Banker bets are charged commission. Commission can vary depends on casino (5% on each Banker, or 50% when Banker wins with 6).
Learn Baccaat rules on Baccarat Win Pro simulator
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