Typical Martingale is 1x, 2x, 4x, 8x, 16x, 32x, 64x, 128x..,etc. With x=unit size. Highly don't recommend chasing Player or Banker using Martingale. You won't be playing Baccarat long.
The Cluster method I mentioned is very simple to calculate. Just wait on 4-5 "two in a rows" and then when it switches to a "single", play AGAINST that single. In my examples above, notice it went to a PLAYER after 4 "two in a rows" and then I started playing BANKER and won on the first hand in the first example, and won on the second hand in the 2nd example. You're only playing it once off the switch. It's either gonna win or lose and then you must wait on another cluster if it wins, or another switch if it loses. If I would have been waiting on a cluster of 5 "two in a rows", I wouldn't have been playing the first example, because it only went 4. I would however would have won on the first hand if I were waiting on 5 clusters of "two in a rows", as seen in the second green circled area.